{"id":3861,"date":"2018-01-25T14:16:14","date_gmt":"2018-01-25T13:16:14","guid":{"rendered":"https:\/\/www.eurocampings.nl\/blog\/?post_type=listing&#038;p=3861\/"},"modified":"2018-04-23T14:20:58","modified_gmt":"2018-04-23T12:20:58","slug":"is-your-camping-gear-properly-insured","status":"publish","type":"listing","link":"https:\/\/www.eurocampings.co.uk\/blog\/listing\/is-your-camping-gear-properly-insured\/","title":{"rendered":"Is your camping gear properly insured?"},"content":{"rendered":"<p><strong>I\u2019m going away and I\u2019m taking &#8230; a tent, sleeping bag, clothes, camera, smartphone and camping stove. Wherever you\u2019re going and whatever you\u2019re doing, your camping gear probably cost a considerable sum. It\u2019s best not to dwell on it, but everything you take with you could in fact be damaged or stolen. And that\u2019s where proper insurance for your camping gear comes in extremely handy.<\/strong><\/p>\n<p>Do you know if you or your camping gear are properly insured? Don\u2019t end up facing nasty surprises; before setting off, take a little time looking into this properly. Should something go wrong on holiday, this time will have been absolutely well spent. While it\u2019s unlikely anything will happen, bad luck might be just around the corner. That\u2019s why proper travel insurance before setting off is essential.<\/p>\n<h2>Insuring camping gear<\/h2>\n<p>Water damage due to a heavy downpour, tent canvas ripped by a strong storm or an invited guest who spotted your camera. With travel insurance, your luggage \u2013 thus also your camping gear \u2013 is insured against damage, loss or theft. Cover for camping gear sometimes involves a limit. Although you receive a payout, this depends on the insurance and the insurer, meaning you should check your policy conditions and compare this before taking insurance out. If you always take your most expensive camera on holiday, it might make sense to look for insurance compensating this up to a high amount.<\/p>\n<h2>Theft on the campsite<\/h2>\n<p>Campsites are all about everyone getting on together, but there might just be someone walking around with their eye on your valuables. You\u2019re only actually insured against theft if something can be locked away, and while this might not be a problem with campers or caravans, locking a tent is a different story. You aren\u2019t in fact insured for something if it\u2019s stolen from your tent. Exceptions are frequently made if you&#8217;re sleeping in the tent when something\u2019s stolen, although often up to a certain maximum amount. That means you shouldn\u2019t leave your things unattended, but rent a safe \u2013 often possible at the campsite itself \u2013 or if need be keep them in a lockable suitcase.<\/p>\n<h2>The right travel insurance and cover<\/h2>\n<p>The travel insurance suiting you best depends on a variety of factors. How frequently and how long do you go on holiday? If you&#8217;re away for a week or ten days once a year, short-term travel insurance is enough. However, if you\u2019re away more often or for longer, you&#8217;re better off with continual travel insurance.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3588 size-full\" src=\"https:\/\/www.eurocampings.co.uk\/blog\/wp-content\/uploads\/2018\/01\/ec_inzet_600x263.jpg\" alt=\"Insuring camping gear\" width=\"600\" height=\"263\" srcset=\"https:\/\/www.eurocampings.co.uk\/blog\/wp-content\/uploads\/2018\/01\/ec_inzet_600x263.jpg 600w, https:\/\/www.eurocampings.co.uk\/blog\/wp-content\/uploads\/2018\/01\/ec_inzet_600x263-300x132.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/p>\n<p>What&#8217;s your holiday destination? Insurers often split the world into three parts \u2013 your own country, Europe, and the rest of the world \u2013 and this also affects the best insurance to choose. Also have a good look at what cover matters for you. All insurance has a basic policy you can extend with one or more supplementary policies; so if it\u2019s a beach holiday in sunny Spain, you might need basic cover plus water sports. Be sure to choose the right modules so you&#8217;re insured for things applying to you.<\/p>\n<h2>Tips for saving<\/h2>\n<p>Insuring costs money and although we recommend everyone take our proper travel insurance, we don\u2019t recommend anyone spends lots of money on it. Sometimes you\u2019re insured for the same risk by different policies. For instance, it might be that you\u2019re insured for roadside assistance through both your car insurance and your travel insurance. This double cover is unnecessary, and even though you&#8217;re paying a double premium, you won&#8217;t get a double payout! Look into this properly and check that you\u2019ve actually cancelled all your old insurance.<\/p>\n<p>If you\u2019d like to save even more, see whether you could claim a collective discount \u2013 such as through your employer or sports club \u2013 or a package discount (several policies with the same insurance). If you have children, take a good look at their insurance, since they&#8217;re often jointly insured on the parents\u2019\/carers\u2019 policy.<\/p>\n<p>Want to stay informed with fun and useful camping news? Then sign up for <a href=\"https:\/\/www.eurocampings.co.uk\/extra-information\/newsletter\/register-and-win\/\" target=\"_blank\" rel=\"noopener\">the Eurocampings newsletter<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I\u2019m going away and I\u2019m taking &#8230; a tent, sleeping bag, clothes, camera, smartphone and camping stove. Wherever you\u2019re going and whatever you\u2019re doing, your camping gear probably cost a considerable sum. It\u2019s best not to dwell on it, but everything you take with you could in fact be damaged or stolen. And that\u2019s where [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":3582,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"listing_type":[1406],"class_list":["post-3861","listing","type-listing","status-publish","has-post-thumbnail","hentry","listing_type-preperations"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.eurocampings.co.uk\/blog\/wp-json\/wp\/v2\/listing\/3861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eurocampings.co.uk\/blog\/wp-json\/wp\/v2\/listing"}],"about":[{"href":"https:\/\/www.eurocampings.co.uk\/blog\/wp-json\/wp\/v2\/types\/listing"}],"author":[{"embeddable":true,"href":"https:\/\/www.eurocampings.co.uk\/blog\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eurocampings.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=3861"}],"version-history":[{"count":0,"href":"https:\/\/www.eurocampings.co.uk\/blog\/wp-json\/wp\/v2\/listing\/3861\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.eurocampings.co.uk\/blog\/wp-json\/wp\/v2\/media\/3582"}],"wp:attachment":[{"href":"https:\/\/www.eurocampings.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=3861"}],"wp:term":[{"taxonomy":"listing_type","embeddable":true,"href":"https:\/\/www.eurocampings.co.uk\/blog\/wp-json\/wp\/v2\/listing_type?post=3861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}